Things You Can Learn From My Car Accident

Accidents happen. Although our office handles car accidents, I learned some things I’d like to share with you when I was personally involved in one recently. If you are in an auto accident in Kansas, here are some things you can learn from my accident:

• The highway patrol can oftentimes get your vehicle towed, from the scene of the accident, faster than your insurance company can;
• Depending on the amount of damage to your vehicle and/or person, you may be permitted (after exchanging information) to leave the scene of the accident right away; otherwise, you will have to await police arrival and dismissal;
• Even if you do not have collision insurance, you may have the ability to have insurance cover the cost of a rental car while your car is being repaired (or while you shop for another car). Double-check;
• Be careful where you have your car towed to, for repairs/damage assessment. Where possible, ask that it be taken to an insurance approved collision repair shop;
• You may be held responsible for keeping on top of the progress of your vehicle repairs. Regularly ask for updates and share the information with your insurance company;
• If your car is totaled, you will need that determination report to purchase a new car (if your credit still shows that a balance is due) and to get any warranties refunded (ex. service warranties); and
• Your lien holder may have placed a GAP insurance on your car. If you still owe money on your car, if it is totaled, this insurance may make up the difference. Call your lien holder to find out if you have it available.

 We surely hope you never are involved in a car accident but, if you are, our Kansas office is happy to help you with the process. Here is a printable accident TIP SHEET. Call us today @ 913.602.7288 or complete this FORM.