$38.5 MILLION VERDICT FOR KANSAS CAR ACCIDENT SURVIVOR

Kansas News KOAM reported on the case involving Kara Hansen. The twenty-year-old was involved in an car accident that left her paralyzed. The jury determined that the driver was distracted; therefore, negligent at the time of the accident. They awarded Hansen thirty-eight and one-half million dollars for medical care and lost earnings, past and future. Although she was awarded a large amount, the man who caused the accident only had a $25,000 liability insurance policy. 

Is is possible to recover more than the at-fault party's policy?
The short answer is yes. Can you get it from their insurance company? Most likely not. However, there are few options for collecting beyond the at-fault party's limits:

1. Your personal under-insured motorist car insurance policy;
2. Going after the personal assets (home, car, etc...) of the negligent driver;
3. File a bad faith claim against the insurance company (rare);
4. Determine if there is an umbrella insurance policy held by the at-fault party;
5. Register you debt with the Kansas Department of Administration's "Setoff Program" to ensure that the debt will be collected against any state tax refunds, lottery winnings, unclaimed property, etc...
6. Seek a lien and/or garnishment request through Kansas courts; and more

It's an unfortunate fact that Kara's circumstance happens all too often. The best thing you can do is increase your personal uninsured/underinsured policy and, call us today 913-602-7288 or complete this FORM. We can help you get and collect what you deserve.