Kansas News KOAM reported on the case involving Kara Hansen. The twenty-year-old was involved in an car accident that left her paralyzed. The jury determined that the driver was distracted; therefore, negligent at the time of the accident. They awarded Hansen thirty-eight and one-half million dollars for medical care and lost earnings, past and future. Although she was awarded a large amount, the man who caused the accident only had a $25,000 liability insurance policy.
Is is possible to recover more than the at-fault party's policy?
The short answer is yes. Can you get it from their insurance company? Most likely not. However, there are few options for collecting beyond the at-fault party's limits:
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